{"id":1206,"date":"2020-07-15T03:27:46","date_gmt":"2020-07-15T03:27:46","guid":{"rendered":"https:\/\/www.thepcsoft.net\/?p=1206"},"modified":"2023-05-10T00:57:54","modified_gmt":"2023-05-10T00:57:54","slug":"how-to-view-your-credit-score-for-free","status":"publish","type":"post","link":"https:\/\/thepcsoft.net\/how-to-view-your-credit-score-for-free\/","title":{"rendered":"How to View Your Credit Score for Free in 2023-Latest Update"},"content":{"rendered":"

Credit Score <\/strong>is also known as Credit Rating that a three-digit number describes a customer\u2019s creditworthiness to its lender. It is based on your credit history such as the total number of your bank accounts, loans and payment history, etc. Now I will show you in this article how you easily get a good score and how to view your credit score for free<\/em>.<\/strong><\/p>\n

Credit Score <\/strong>is developed by The Fair Issac Corporation [FICO]<\/strong>, becoming famous among lenders such as Banks and Credit Card Companies. They usually use a credit score to decide who qualifies, how much credit limit at how much interest rate to avoid the potential risk of lending money.<\/p>\n

On the other hand, If you need any kind of loan like a student loan, education loan, car loan, home loan, business loan, etc, you need a good credit score to submit to the lender. Let\u2019s check the average score range of the\u00a0<\/span>Credit Score<\/strong><\/a>.<\/strong><\/p>\n

A higher Credit Score means to lenders to lower risk and to consumers to get the loan or credit easily.<\/p>\n

SEE ALSO: Learn What Are The Limitations Of Computer In Our Daily Life<\/span><\/a><\/strong><\/p>\n

How to View Your Credit Score for Free<\/h2>\n

There are three popular agencies like Equifax, Experian, and TransUnion who provide their customers to check their credit score for free. Let\u2019s briefly learn about them.<\/p>\n

Experian<\/h3>\n

Experian Ltd.<\/strong> is the most reputed agency and provides their services in more than 37 countries like North America, Latin America, the UK, Europe, the Middle East, Africa, and Asia Pacific. It is a financial agency registered in England<\/strong>.<\/p>\n

Experian<\/strong> provides both free and paid services to its customers. You can enjoy a free trial service<\/strong> for the first 30 days<\/strong>, then you have to pay $19.99<\/strong> on a monthly basis<\/strong>.<\/p>\n

\"
View Your Credit Score for Free in 2023<\/figcaption><\/figure>\n

Equifax<\/h3>\n

Equifax<\/strong> is an American multinational agency which is very popular to report credit scores all around the world. It follows the FICO<\/strong> method<\/strong> to make the customer\u2019s credit score report. It also provides free and paid services to its customers. Free trial<\/strong> service is valid for 30 days<\/strong> and after using the trial service, you can go for paid service [$7.99\/month]<\/strong>.<\/p>\n

TransUnion<\/h3>\n

TransUnion <\/strong>is also much renowned as an American consumer credit reporting agency. It works the same as the other two agencies. It provides an unlimited score and reports access service by a 7 day trial for $1<\/strong>, then you need to pay $13.95<\/strong> on a monthly basis for Basic Membership<\/strong> or $19.95<\/strong> on a monthly basis for Premium Membership.<\/strong><\/p>\n

SEE ALSO: What Are the Main Components Of a Computer System?<\/span><\/a><\/strong><\/p>\n

How to achieve a good Credit Score<\/h2>\n

Credit Score basically depends on your previous credit history. If you want to get a good credit score, you need to maintain a good credit background. Even then I figured out some points to have a good credit score. Let me share with you,<\/p>\n

\"Your
View Your Credit Score for Free in 2023<\/figcaption><\/figure>\n
    \n
  • You need to pay your bills on time.<\/li>\n
  • Always try to keep the balance low of your credit cards and other revolving credit and pay off debt.<\/li>\n
  • You can use Quick Loan Shopping.<\/li>\n
  • Don\u2019t close your unused Credit Cards.<\/li>\n
  • Don\u2019t apply for too much new credit at a time<\/li>\n
  • Always be careful paying off your old debts<\/li>\n<\/ul>\n\n\n

    FAQ of Credit Score<\/h2>\n\n\n
    \n
    \n
    \n

    What information is in a credit score?<\/h3>\n
    \n\n

    There are different formats of credit scores of different agencies but contain the same type of information such as Identifying Information, Credit Accounts, Credit Inquiries and Bankruptcies and Collections.<\/p>\n\n<\/div>\n<\/div>\n

    \n

    How can I get my credit score report for free?<\/h3>\n
    \n\n

    You can check your credit score through Equifax, Experian, and TransUnion, and also get an annual credit score report for free.
    Note: You won\u2019t get your FICO score in the free credit report.<\/p>\n\n<\/div>\n<\/div>\n

    \n

    What number is a good credit score?<\/h3>\n
    \n\n

    Up to 700 score means it is a good score but when it is up to 800 score, it means an excellent credit score.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

    Conclusion<\/h4>\n\n\n\n

    Credit Score is just not only a numerical expression of three digits but also can be a purpose of your every solution or a bright future. A good credit score can help you to easily bring credit from lenders. Now you also notify about how to view your credit score for free<\/strong> <\/span>through the article.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

    Credit Score is also known as Credit Rating that a three-digit number describes a customer\u2019s creditworthiness to its lender. It is based on your credit history such as the total number of your bank accounts, loans and payment history, etc. Now I will show you in this article how you easily get a good score…<\/p>\n","protected":false},"author":1,"featured_media":1538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-1206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-tricks"],"_links":{"self":[{"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/posts\/1206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/comments?post=1206"}],"version-history":[{"count":1,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/posts\/1206\/revisions"}],"predecessor-version":[{"id":7084,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/posts\/1206\/revisions\/7084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/media\/1538"}],"wp:attachment":[{"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/media?parent=1206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/categories?post=1206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thepcsoft.net\/wp-json\/wp\/v2\/tags?post=1206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}